The time is going to pass anyway, and I'd rather look at 2016 and be out of debt than 2025 or 2030." 2. Pay attention to your interest rates Also, she recommends borrowers take a close eye to their interest rates. Her own loans, a $68,000 mixture of public and private, originally held interest rates as high as 10.75% that caused her total debt to balloon into six figures. In April 2015, she was able to have the loans consolidated at a 2.85% interest rate. "See if the rates are reasonable, and if not, find a way to refinance," she advised. 3. Choose to free up some cash And then, "find a way to up your income and take your monthly expenses down. When you have control of what's going out and coming in you can make a plan and take it one step at a time." For her, one step at a time was following the "debt snowball" method of loan repayment popularized by Dave Ramsey. http://finance.yahoo.com/news/29-old-paid-off-over-220400230.html Lending organizations and institutions usually give loans

The time is going to pass anyway, and I'd rather look at 2016 and be out of debt than 2025 or 2030." 2. Pay attention to your interest rates Also, she recommends borrowers take a close eye to their interest rates. Her own loans, a $68,000 mixture of public and private, originally held interest rates as high as 10.75% that caused her total debt to balloon into six figures. In April 2015, she was able to have the loans consolidated at a 2.85% interest rate. "See if the rates are reasonable, and if not, find a way to refinance," she advised. 3. Choose to free up some cash And then, "find a way to up your income and take your monthly expenses down. When you have control of what's going out and coming in you can make a plan and take it one step at a time." For her, one step at a time was following the "debt snowball" method of loan repayment popularized by Dave Ramsey. http://finance.yahoo.com/news/29-old-paid-off-over-220400230.html Lending organizations and institutions usually give loans

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