Capital: The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators. On a preliminary basis, as of December 31, 2016, the Company's Tier 1 Leverage Ratio was 11.6%, Common Equity Tier 1 Capital Ratio was 10.2%, Tier 1 Capital Ratio was 12.6%, and Total Capital Ratio was 13.5%. Net Interest Income: Net interest income for the fourth quarter of 2016 decreased $0.5 million to $40.2 million compared to $40.7 million for the fourth quarter of 2015. Net interest income was $41.0 million for the third quarter of 2016. Net interest margin was 3.87% for the quarter ended December 31, 2016, compared to 4.34% for the fourth quarter of 2015 and 3.98% for the quarter ended September 30, 2016. The decrease in the margin from the prior year fourth quarter was primarily the result of decreases in average loan yields and a reduction in the additional yield accretion recognized in conjunction with updated estimates of the fair value of th

Capital: The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators. On a preliminary basis, as of December 31, 2016, the Company's Tier 1 Leverage Ratio was 11.6%, Common Equity Tier 1 Capital Ratio was 10.2%, Tier 1 Capital Ratio was 12.6%, and Total Capital Ratio was 13.5%. Net Interest Income: Net interest income for the fourth quarter of 2016 decreased $0.5 million to $40.2 million compared to $40.7 million for the fourth quarter of 2015. Net interest income was $41.0 million for the third quarter of 2016. Net interest margin was 3.87% for the quarter ended December 31, 2016, compared to 4.34% for the fourth quarter of 2015 and 3.98% for the quarter ended September 30, 2016. The decrease in the margin from the prior year fourth quarter was primarily the result of decreases in average loan yields and a reduction in the additional yield accretion recognized in conjunction with updated estimates of the fair value of th

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