Here are a few moves that might help: Change the Due Dates For Your Bills Sometimes you have enough money coming in to pay all of your monthly expenses, but your paychecks dont match up with the due dates for your bills, said Rachel Schneider, co-author of the Financial Diaries, a book to be published in March about the detailed money habits of 235 households. Try asking your creditors to see if theyll change your due date so that it will fall closer to your payday, Schneider said. Say you get paid twice a month, but your biggest bills, such as your rent and car payment, are both due at the beginning of the month. Some credit card companies, utility providers or other creditors may be willing to let you change your due date or billing cycle to give your wallet some breathing room. Negotiate for A Better Deal Chances are that your wireless provider or your cable company are not going Selective Credit quick loans with bad credit to call you up when they have lower rates available, said S

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