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deedlep: The broker communicates with the borrower and borrower and the lender banks and non-bank lenders, whereas a Mortgage brokers Oak Laurel Melbourne, 0430 129 662, 850 Collins St, Docklands VIC 3008, oaklaurel.com.au loan officer typically works...
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The broker communicates with the borrower and borrower and the lender banks and non-bank lenders, whereas a Mortgage brokers Oak Laurel Melbourne, 0430 129 662, 850 Collins St, Docklands VIC 3008, oaklaurel.com.au loan officer typically works directly for the lender. This is the key advantage lending is when a dishonest financial institution wilfully misleads or deceives the consumer. Pros of working directly with a bank: – Build off existing relationship discounts if you have a checking/saving account – You already know the banker who will handle your mortgage – Perhaps more trustworthy, more accountable than a smaller shop – Lower interest rates in some cases – Ability to add mortgage to existing banking profile and make automatic payments from linked accounts – Do not disclose the yield-spread premium – Lengthy process, very bureaucratic – May overcharge you commission doesn’t need to be disclosed – Incompetence poorly educated about the home loan process in some cases if they’re ju
The broker communicates with the borrower and borrower and the lender banks and non-bank lenders, whereas a Mortgage brokers Oak Laurel Melbourne, 0430 129 662, 850 Collins St, Docklands VIC 3008, oaklaurel.com.au loan officer typically works directly for the lender. This is the key advantage lending is when a dishonest financial institution wilfully misleads or deceives the consumer. Pros of working directly with a bank: – Build off existing relationship discounts if you have a checking/saving account – You already know the banker who will handle your mortgage – Perhaps more trustworthy, more accountable than a smaller shop – Lower interest rates in some cases – Ability to add mortgage to existing banking profile and make automatic payments from linked accounts – Do not disclose the yield-spread premium – Lengthy process, very bureaucratic – May overcharge you commission doesn’t need to be disclosed – Incompetence poorly educated about the home loan process in some cases if they’re ju
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