Iain Clacher, Associate Professor in Accounting and Finance, Co-Director of the Centre for Advanced Studies in Finance (CASIF) and Co-chair of the Actuarial Profession's and cross-practice working party on behavioural finance. To obtain a full copy of the research please visit SEI Group Think Research 2016 or email [email protected] . About Fiduciary Management SEI's Institutional Group is the first and largest global provider of Fiduciary Management services. The company began offering these services in 1992 and currently has more than 470 fiduciary management clients worldwide. SEI became the first to offer a fiduciary management solution that integrates assets, liabilities and overall organizational finances by incorporating risk management, investment advice, implementation, oversight, trust/custody, and a unique modelling process. About SEI's Institutional Group SEI's Institutional Group is one of the first and largest global providers of outsourced investment management services.

Iain Clacher, Associate Professor in Accounting and Finance, Co-Director of the Centre for Advanced Studies in Finance (CASIF) and Co-chair of the Actuarial Profession's and cross-practice working party on behavioural finance. To obtain a full copy of the research please visit SEI Group Think Research 2016 or email [email protected] . About Fiduciary Management SEI's Institutional Group is the first and largest global provider of Fiduciary Management services. The company began offering these services in 1992 and currently has more than 470 fiduciary management clients worldwide. SEI became the first to offer a fiduciary management solution that integrates assets, liabilities and overall organizational finances by incorporating risk management, investment advice, implementation, oversight, trust/custody, and a unique modelling process. About SEI's Institutional Group SEI's Institutional Group is one of the first and largest global providers of outsourced investment management services.

Iain Clacher, Associate Professor in Accounting and Finance, Co-Director of the Centre for Advanced Studies in Finance (CASIF) and Co-chair of the Actuarial Profession's and cross-practice working party on behavioural finance. To obtain a full copy of the research please visit SEI Group Think Research 2016 or email [email protected] . About Fiduciary Management SEI's Institutional Group is the first and largest global provider of Fiduciary Management services. The company began offering these services in 1992 and currently has more than 470 fiduciary management clients worldwide. SEI became the first to offer a fiduciary management solution that integrates assets, liabilities and overall organizational finances by incorporating risk management, investment advice, implementation, oversight, trust/custody, and a unique modelling process. About SEI's Institutional Group SEI's Institutional Group is one of the first and largest global providers of outsourced investment management services.

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