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Process of Recovery of money in India

You can file a civil suit in a court of law to recover the debt. This is generally done in a civil court where you present evidence of the loan agreement and the failure of the borrower to repay. To strengthen your case, you need to provide evidence such as a written loan agreement, promissory notes, receipts, or any communication between you and the borrower regarding the loan. If the court rules in your favor, it will issue a judgment against the borrower. You can then take steps to enforce the judgment and recover the amount, which may include garnishment of wages or seizure of assets.

Negotiation and Mediation
Criminal Proceedings for Cheque Bounce
Debt Recovery Tribunal (DRT)
Consumer Forum (If Applicable)
Arbitration

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